Your Local Personal Banker
Bank Five Nine makes it easy to manage your finances with high-yield savings accounts, CDs and personal checking options.
Experience local banking with great rates, friendly service and the convenience of 14 locations in Southeast Wisconsin.
Checking Accounts for Your Everyday Needs
Simplify your day-to-day banking with features designed to fit your lifestyle:
- No/Low Fees: Open a checking account near you with no hidden fees.
- Mobile Banking: Manage your funds anytime, anywhere with easy online tools.
- Overdraft Protection: Stay worry-free with built-in safety nets.
Save Smarter with High-Yield Savings & CDs
A Bank Five Nine checking account is required to access these special rates. Take control of your savings with our high-yield savings accounts, CDs and money market accounts:
- Savings Accounts: Open a savings account online with no hidden fees and 24/7 account access.
- CDs: Earn guaranteed returns with rates up to 4.80% APY* on a 9, 17 or 25 month CD.
- Money Market Accounts: Flexible savings with rates up to 4.80% APY^ ($15,000 minimum deposit)
| Account Type | Details | Rate (APY) |
|---|---|---|
| Certificates of Deposit (CDs) | Earn guaranteed returns with 9, 17 or 25 month terms. Note: Requires a Bank Five Nine checking account for these rates. | up to 4.80% APY* |
| Savings Accounts | Open a savings account online with no hidden fees. | Competitive Rates |
| Money Market Accounts | Earn up to 4.80% APY^ ($15,000 minimum deposit) Note: Requires a Bank Five Nine checking account for these rates. | up to 4.80% APY^ |
Why Bank Local with Bank Five Nine?
- 14 Convenient Locations: Find local banks near you throughout Southeast Wisconsin.
- Friendly Bankers: Enjoy personalized service from our friendly bankers who care about your success.
- Great Rates: From high-yield savings accounts to CDs, we make saving simple and rewarding.
Discover why we’re one of the best local banks near you for savings, checking and more.
How to Open a CD or Money Market Account
- Step 1: Open a Bank Five Nine Checking Account
A checking account is required to access special CD* and Money Market^ rates. You can open a checking account online in just a few minutes. - Step 2: Contact a Personal Banker or Visit a Branch
Once your checking account is set up, give us a call or visit your nearest Bank Five Nine branch to start the process. - Step 3: Open Your CD or Money Market Account
Our team will guide you through opening your CD or Money Market account, ensuring you get the best available rates.
Disclosure:^Relationship Money Market – An open and active Bank Five Nine consumer checking account is required to receive stated Annual Percentage Yields (APYs) for special relationship pricing. An open and active consumer checking account is defined as an account which has activity consisting of either a recurring direct deposit credit (an ACH credit) in a single amount not less than $250 or five (5) signature-based debit card transactions within any 45-day period. Annual Percentage Yield (APY) as of 1/31/2025 is a variable rate and subject to change at any time at the discretion of the Bank. Relationship Money Market tiers and ongoing rates: $0-$14,999.99 0.10% APY, $15,000-$249,999.99 4.80% APY, $250,000+ 0.55% APY. Requires a $15,000 minimum deposit to open the account, and a minimum daily balance of $2,500 to avoid maintenance fees. Account must be funded with new money not on deposit at Bank. Other restrictions may apply.
*Certificates of Deposit – Must be opened with new money not currently on deposit at Bank Five Nine. This offer is applicable to consumers only. Individual Retirement Accounts (IRAs) are excluded. Business and municipal funds are not accepted. An open and active Bank consumer checking account is required to receive stated APYs. $2,500 minimum to open. Interest rates are subject to change without notice. Early withdrawal from CD account may result in penalty. Fees may reduce earnings. Other restrictions may apply.